The only card that lets you
choose your rewards.
Three ways to earn premium rewards — designed for how you spend.
Choose rewards that support your lifestyle. Switch anytime. Total control in one tap.
Omni
Did we mention? No limits. No expiration. Redeem your rewards anytime, in any amount.
Your card comes with the benefits you deserve.
$0 Annual Fee
No monthly subscriptions or hidden costs.
$0 Foreign Transaction Fees
Spend globally with zero markup.
Zero Fraud Liability
Protection on every purchase.
24/7 Global Support
Real human support via email, phone, or app.
And more.
- Everyday discounts from partner brands.
- Proactive, complimentary ID theft protection.
- Priority access to dining, concerts, and sporting events.
- Premium travel and lifestyle perks.
How it works
From application to rewards in four simple steps.
Apply online
Fill out a short digital application in a few minutes.
Get approved
Receive a decision and activate your card in the app.
Pick your mode
Choose Omni, Nova or Vita and change it whenever you like.
Earn and redeem
Watch cash back grow and redeem any amount, anytime.
See what you could earn
An illustrative estimate based on your monthly spending.
Total transparency and control.
Use the PRISMA DIRECT app to track your spending with absolute clarity.
Real-time Dashboard
Nothing even comes close.
| Feature | PRISMA DIRECT | Typical cash back card | Typical travel card |
|---|---|---|---|
| Choose your own rewards | ✓ | — | — |
| Switch rewards anytime | ✓ | — | — |
| 2% cash back everywhere | ✓ | — | — |
| No annual fee | ✓ | ✓ | — |
| No foreign transaction fees | ✓ | — | ✓ |
| Rewards never expire | ✓ | ✓ | — |
| No caps on rewards | ✓ | — | ✓ |
Comparison is illustrative. Subject to change.
Frequently asked questions
How do I choose my rewards?
Open the app, go to Rewards and select Omni, Nova or Vita. The change applies in one tap.
Can I switch modes later?
Yes. You can switch whenever it suits your spending habits.
Do rewards expire?
No. Rewards never expire and there are no caps on how much you can earn.
Are there any fees?
There is no annual fee and no foreign transaction fee.
How do I contact support?
Write to seo@prismadirectsas.com or use the app. Support is available 24/7.
Where is the company located?
CALLE 79 16 A 20 OF 309, Bogota, 110221, Distrito Capital de Bogota, Colombia.
Your PRISMA DIRECT card is waiting
Choose rewards on your own terms.